What is the Best Credit Card for Everyday Shopping?

Many credit cards come with a specific purpose. Some are top credit cards are used to pay for airline tickets, some credit cards are used for shopping at your preferred department store, although others are perfect for paying the bill of food at a restaurant.

Here is a list of some of the best credit cards in India. We have classified some of the best use of credit cards on a daily basis for different purposes.

1. Standard Chartered Platinum Rewards Card

According to Indiashoppers, this is one of the best credit cards for salaried persons (Government or private). This credit card has no yearly charges or joining fees.

Major Benefits of Standard Chartered Platinum Rewards Card

  • If your transaction is done within 60 days, so, you will get up to 1000 rewards points.
  • You will receive 5x rewards point on outlaying Rs 150 on petroleum and dining.
  • You will obtain 1x rewards points if the expense is done on the whole lists.
  • Get 20% cashback on Uber rides and enjoy it.
  • When you sign-up for online banking that offers you an additional 500 rewards points.
  • Plenty of discounts also cater to shopping, dining, travel and lots more.

2. Axis Bank Insta Credit Card

You can get a lot of benefits for this credit card although if you have a bad credit rating, thus you must have is a fixed deposit with the bank. However, it is very easy to obtain a credit card with the help of this scheme.

Major Benefits of Axis Bank Insta Credit Card

  • You can receive a reward point of 100 via your online transaction
  • You can obtain up to 2.5% discounts for petrol related dealings if the price range is available from Rs. 400 – Rs. 4000
  • Comes with a joining charge of Rs. 500, and receive up to Rs. 5000 when it will be used within 45 days
  • When you’re some amounts of reward points have been reached to a certain level the customers will get gifts.

3. Citibank Cashback Credit Card

This credit card offers hefty discounts to the consumer by providing cashback and money off on all transactions. It is quite convenient for salaried people and it can save enough money for the consumer.

Major Benefits of Citibank Cashback Credit Card

  • Earn money up to 2000 without using a pin number.
  • This credit card comes with a cashback of 5% on services such as telephone bill, electricity bill, movie tickets, and more.
  • You can use these cashback points to cut your total burden every month

4. Standard Chartered Manhattan Credit Card

This credit card comes with a yearly pay of Rs 999 with all special and remarkable offers for everyday shopping. The users will get the exclusive point of this credit card is that it offers up to 5% cashback on the expenditures on groceries. It is suitable for salaried individuals whose overhead is from 1 Lakh to 2 Lakh each year.

Major Benefits of Standard Chartered Manhattan Credit Card

  • You can receive up to 5% cashback on the expenses spend on supermarkets and departmental stores (get up to Rs 500 every month).
  • Obtain 3x rewards points on every expense is done
  • Attractive discounts and all special offers are offered on various lifestyle stores and hotels.
  • Get up to 20% cashback on Uber rides.

5. SBI Simply Click Credit Card

This credit card is well-suited for people salaried persons and the people who love shopping every day can use this credit card. The yearly charge for this credit card comes with Rs 499, this is allowed when you spend more than Rs 1, 00,000.

Major Benefits of SBI Simply Click Credit Card

  • During joining, you will get Rs 500 Amazon gift card is free of cost.
  • Get an online transaction with Amazon, Cleartrip, Foodpanda, Lenskart, Bookmyshow, UrbanClap, you can receive rewards points of 10X.
  • You can obtain 5X rewards points on every online shopping.
  • When you spend almost Rs 1 lakhs per annum that brings you an e-voucher of Cleartrip for Rs 2000.
  • You can get Rs 500 to Rs 3000 on all fuel transactions with, 1% fuel surcharge.

6. Citibank Cashback Credit Card

This credit card comes with exclusive offers and discounts. A yearly charge of Rs 500 is given if you apply for Citibank Cashback Credit Card. Also, you can apply for Axis Bank Recruitment to make your career in the banking sector.

Major Benefits of Citibank Cashback Credit Card

  • You can get movie tickets of 5% cashback on buying movie tickets 
  • Get up to 5% cashback on paying telephone bill payments
  • Obtain up to 5% cashback on utility bill payments which are made online via Citibank Online Bill Pay
  • Get Cash Back offers on all expenditures.
  • Obtain special offers and attractive discounts on dining and shopping

These are all best credit cards for daily shopping.

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